Strategic Financial Leadership, Without the Full-Time Cost.
Your business deserves executive-level financial guidance, even if you’re not ready to hire a full-time CFO. Certum Solutions provides Fractional CFO Services that give you the insight, analysis, and strategy to scale with confidence. We help you turn your numbers into clarity, your goals into plans, and your plans into measurable results.
What Is a Fractional CFO?
Budgeting and forecasting
Cash-flow management
KPI development and performance tracking
Financial modeling and profitability analysis
Strategic planning and scenario planning
Investor and lender preparation
A Fractional CFO is a part-time financial expert who partners with your business to guide growth, profitability, and financial decision-making. At Certum, we combine data-driven insight with deep operational knowledge to help you plan strategically and execute confidently. Our Fractional CFOs bring executive-level expertise in:
JUST A FEW AWARDS WE’VE RECEIVED FROM OVER THE YEARS
Our Fractional CFO Services Include
Monthly or quarterly forecasting
• Budget planning and variance analysis
• Multi-scenario financial modeling
We create forward-looking financial roadmaps that help you plan for growth and stay resilient during uncertainty.
Profitability & Cost Optimization
Cost accounting and margin analysis
Operational expense audits
Data-driven pricing strategy
Gain visibility into what’s working— and what’s holding you back. We’ll identify inefficiencies, reduce overhead, and align pricing and cost structures for healthier margins.
Cash Flow & Liquidity Planning
Weekly and monthly cash-flow dashboards
Accounts payable and receivable optimization
Banking and line-of-credit management
Predict and manage cash flow with precision. We help you anticipate dips, forecast needs, and build stronger financial stability.
KPI & Performance Management
KPI selection and tracking
Dashboard design and implementation (QuickBooks, Odoo, Zoho, Excel)
Monthly performance review meetings
Numbers only matter if they’re actionable. We design real-time dashboards and reporting systems that translate financial data into business intelligence.
Goal alignment and growth planning
Capital expenditure and funding guidance
Board and investor-ready reporting
Work side-by-side with a dedicated financial advisor to align your short-term actions with long-term goals.
Project-Based CFO Support
10-hour strategy or review blocks
Integration or software-related CFO advisory
Year-end close and audit preparation
Need financial leadership for a specific project, merger, or transition? We offer flexible consulting blocks so you get access when it matters most.
This business is BBB Accredited.
Need implementation help? Explore our Business Software Consulting, Setup, Training & Adoption Services.
What We Do
Why Work with Certum Solutions
We don’t just interpret numbers, we translate them into action.
Our team blends financial leadership with software expertise, giving you a holistic approach to scaling smarter, not harder.
Fractional CFOs with real-world business experience
Platform-agnostic reporting (QuickBooks, Odoo, Xero, Zoho)
Flexible advisory, from one-time audits to ongoing strategic support
Real-World Results
15-Year Legacy System Replaced
on Budget and On Time.
Our Fractional CFO Services are designed for small and mid-sized businesses ready to scale strategically. We specialize in:
→ Construction: job costing, WIP reporting, and cash-flow forecasting
→ Manufacturing: cost control, production analysis, and ERP integration
→ Nonprofit: fund allocation, compliance, and donor reporting
→ Service-Based Businesses: KPI analysis, capacity planning, and profitability reviews
And many more industries, contact us to see how we can help yours!
Read Businesses. Real Results.
Empowering Nonprofits With Financial Clarity
Stanley Enrich Radio Club (STEM ARC) needed help managing nonprofit compliance & financial reporting, Certum Solutions stepped in with QuickBooks Online training & hands-on advisory support; improving accuracy and reporting confidence across the board.
“Certum Solutions gave me the support I needed when I didn’t think I could handle it on my own.”
— Vicki Carnes, Founder, STEM ARC
Cut Reporting Time by 66% & Boost Team Confidence
TEG Lease & BoomCo were buried in manual reports and inventory chaos. Certum Solutions implemented QuickBooks Enterprise with custom reporting and training that transformed their workflow, going live in just 32 days.
“We transitioned 3 months into our new fiscal year. Your team provided a clear path and step by step process.“
— TEG Lease & BoomCo
Our Framework: Scale Gracefully
Get visibility into your numbers with clean books, confident reporting, and expert advisory support.
Every thriving business is built on three pillars. We help you strengthen them all.
Connect your accounting, operations, & software into one seamless system that saves time & improves accuracy.
Technology Confidence
Coming Soon. Build secure, scalable IT & software systems that grow with your business.
Build Smarter. Grow Confidently.
Our Advice for Entrepreneurs video series is here to guide you through it. From pricing strategies and cash flow tips to choosing the right financial systems, we share real-world insight from seasoned fractional CFOs and business consultants who’ve been there.
Because the right strategy—and the right support—can change everything.
What is the best online accounting software for small business?
Download our free accounting software comparison guide here
Read our expanded accounting software comparison guide here
FAQ: About Fractional CFO Services
When should I hire a Fractional CFO?
When your financials are growing more complex — or you need better visibility for decision-making — a Fractional CFO can bridge the gap between bookkeeping and executive strategy.
Do I need a CFO if I already have a bookkeeper or accountant?
Yes, if you’re ready for deeper insights. A CFO builds forecasts, analyzes performance, and creates strategies your bookkeeper or accountant then executes..
Can you help set up dashboards or KPI tracking?
Absolutely. We build integrated dashboards that pull data from accounting, CRM, and operational tools to show you the full picture in real time.
Do you offer fractional cFO services remotely?
Yes, we support clients nationwide remotely. On-site visits are available for select engagements.
Ready to Lead with Clarity and Confidence?
Let’s turn your financial data into strategic direction. Prefer to explore first? Explore All Services Here →